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PHOENIX SECURITY BANK

A next-gen “bank” for the sovereign age: not a debt factory, but a privacy-grade security utility that protects assets, prevents targeting, and gives people a clean exit by design.

Banks won’t survive by printing new wrappers — they survive by becoming security infrastructure for everyone.
Phoenix Doctrine · Privacy · Portability · Proof
Overview What Phoenix is — and why it’s different
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  • Phoenix Security Bank is a security utility, not a leverage machine.
  • It protects wealth through client-controlled vaulting, continuous proof, and human-safe recovery.
  • It treats privacy as safety (anti-targeting by default) and portability as a right (leave without penalty).
  • Built by SASCOSM using the BAF + Digi-Carta principles.
  • Designed for everyone — not just the elite — because privacy is a safety layer.
  • Trust is measured, exported, and verified — not marketed.
Rule: if it can’t be verified, recovered, or exited cleanly — it isn’t sovereignty.
Why now What’s breaking in legacy banking + stablecoin wrappers
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  • Trust is collapsing because balance sheets are opaque and incentives are misaligned.
  • Risk is now personal: data exposure turns wealth into a targeting vector.
  • Exit becomes a consumer right: portability must be frictionless by default.
  • Stablecoins don’t fix it if they’re just repackaged counterparty risk + solvency narratives.
  • “Banks as landlords” is a symptom of a legacy model running out of legitimacy.
  • Winner institutions become security infrastructure — protection, proof, recovery.
How it works Delivered as a service: vault → proof → recovery → rails
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  • Vault Setup: client-controlled multi-sig + clear roles (owner, guardian, policy).
  • Proof Layer: segregation proofs + attestations + customer-verifiable logs.
  • Recovery Layer: lost access, inheritance, scam defense, disputes — without custody capture.
  • Shielded Rails: policy-aware settlement + APIs for merchants & platforms.
  • No surveillance-as-product. Ever.
  • No parasitic lock-in. Portability is mandatory.
  • No “trust me”. Proof cadence is published, measurable, and exportable.
This is a bank that behaves like a security provider — with guarantees you can verify.
Service catalogue What stakeholders actually receive as deliverables
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  • Personal & Family Vaults: safe setup + guardianship + recovery playbooks.
  • Community Vaults: governance roles + multi-party controls + audit exports.
  • Enterprise Treasury Security: policy templates, approvals, incident response.
  • Proof + Reporting: cadence SLAs, transparency reports, verifiable exports.
  • Escrow + Dispute Resolution: evidence bundles + release rules + arbitration rails.
  • Rails + APIs: platform integrations for settlement, treasury tools, and policy events.
Pricing Sats-native tiers + live USD conversion + matrix that never clips
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LIVE RATE BTC/USD—
1 sat ≈ USD—
Updated—
Status—
BTC/USD (manual override)
Satoshis
USD (calculated)
USD → Sats
Fees are denominated in sats. If fiat is needed, invoices convert at spot BTC/USD at time of billing.
Tier subscriptions (baseline → enterprise)
Tier Monthly (sats) USD est. Designed for Includes
Essential 50,000 — Individuals & families Vault setup + standard proof cadence + basic recovery playbook + portability by default.
Sovereign 250,000 — High privacy needs Privacy orchestration + guardian workflows + priority attestations + expanded scam defense.
Phoenix Vault 1,000,000 — Enterprise & institutions Enterprise controls + custom policy + incident response + high-touch recovery & dispute support.
Outcome fees (only when delivered): escrow, disputes, incident recovery priced by complexity band (e.g. 100k–5M sats per event) with a published rubric.
Proof system How trust is measured (not claimed)
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  • Segregation proof: assets isolated per policy (no commingling).
  • Attestations: time-stamped custody state + policy compliance signals.
  • Customer exports: verifiable logs you can take with you.
  • Transparency reporting: incidents, downtime, remediation, and closure.
  • Cadence SLAs: daily / hourly / near-real-time options mapped to tier.
  • Post-mortems: publish what happened and what changed (measurable improvement).
Build plan How SASCOSM builds this without technical debt
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  • Phase 1: vault templates + key ceremonies + proof cadence engine.
  • Phase 2: guardianship workflows + incident response + dispute evidence bundles.
  • Phase 3: shielded rails + APIs (platform + merchant + treasury controls).
  • Phase 4: scale via regional operators + portability exports as a global standard.
  • Publish the service catalogue + SLA registry + proof cadence.
  • Make “leave cleanly” a measurable product feature.
CTA Make it digestible: briefing → pilot pack → pilot
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Request the Phoenix Pilot Pack
For investors, regulators, partners, and customers: receive the Pilot Pack (service catalogue, sats pricing rubric, proof cadence SLA, and delivery plan). This is the clean on-ramp to next-gen sovereign banking.
Request Pilot Pack Book Briefing
This page is intentionally written to be stakeholder-digestible. The deeper TOE materials live inside the Pilot Pack.
SASCOSM BAF • Phoenix Security Bank • accordion layout (no clipping) Phoenix orange accent only